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Sunday, November 17, 2019

Investment Products - Financial Management

Mutual Funds

Mutual funds are one of the many choices for investment portfolios. Of the hundreds of mutual funds options, the companies below are an example of the product providers I recommend we work with.

american funds
john hancock ing



Unit Investment Trusts

unit investment trust, UIT is a distant cousin of the mutual fund. Like mutual funds, UITs buy stocks or bonds.  Mutual Funds sell shares to investors.  UITs sell units to investors. Mutual funds never expire, however UITs buy securities only when the trust is first created and then hold them for a specified period of time, usually one to five years. There is no buying or selling of assets by the UIT during the life of the trust, except in limited circumstances. The market value of the trust fluctuates with market conditions and the value of the underlying securities. As a result, shares of the trust may be worth more or less than their original value when sold. Because the securities held by UITs remain unchanged for a fixed period of time, investors generally are able to determine the income that may be generated and receive income monthly, quarterly, or semiannually. If the UIT is held through its termination date, the investors also could receive a proportionate share of the trust's principal when it is liquidated. That amount depends on the size of an investor's holdings and the market value of the securities in the trust.




Individual Stocks 

Another possibility is to consider owning Stock, which represents a share of ownership in a business. When you hold shares of stock in a company, you actually own a piece of that company. Investors who purchase stock are known as the company's stockholders or shareholders. The price of shares reflects the public's level of interest in owning the shares. If a lot of investors want to buy shares, they bid against one another, driving up the market price of the stock.   If interest is low, competing bids are few and far between, and the price of shares is likely to fall.



529 Plans allow for the prepayment of qualified higher education expenses at eligible educational institutions. Each plan may vary from others so be careful to understand the details. Your advisor may select from over thirty plans offered through ProEquities.




Variable Annuities

Variable annuities are another investment alternative. With almost fifty variable annuity product providers offered through ProEquities, your advisor can work with you to make the right choice.

allianz jackson national lincoln financial
Protective 2012 prudential pacific life


Variable Life Insurance

Another possibility you and your advisor may wish to consider is variable life insurance. ProEquities retains connections with an average of fifty variable life insurance providers.

Protective 2012 lincoln financial john hancock


Check the background of this firm on FINRA's BrokerCheck.

Advisory Services offered through Investment Advisors, a division of ProEquities, Inc., a Registered Investment Advisor. Securities offered through ProEquities, Inc., a Registered Broker/Dealer, and member FINRA and SIPC.  Conneran Financial is Independent of ProEquities, Inc.

Please be advised that presently Thomas Conneran holds series 6, 7, 63 and 65 licenses in CA, CT, DC, MD, MN, MT, ND, TX, VA, and WI. For residents of other states in which registration is not held, proper licenses and registrations must be obtained by representatives before proceeding further. No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendation. Securities offered through ProEquities, Inc. will fluctuate in value and are subject to investment risks including possible loss of principal.